Join the Industry's First Online Course on Open Banking

This is a part of the CFTE Open Banking and Platforms in Finance Specialisation.

This course provides a comprehensive overview of the different regulatory approaches for all financial service providers. It will introduce the essential elements of effective Open Banking compliance by exploring different concepts, considerations and strategies for assessing risks.


After this course, you will be able to:

  • Understand the importance of regulations in an Open Banking landscape
  • Describe the implementation methods of Open Banking regulations through real-world use cases
  • Analyse the different ways you can benefit from different international data standards related to Open Banking 
  • Evaluate the tools and regulations to comply by to enable a successful Open Banking strategy


We are offering an EARLY BIRD PROMOTION on all our Open Banking and Platforms in Finance courses. You can also enroll into our Specialisation to enjoy the FULL version.


Carlos Figueredo

Learn from an experienced practitioner

Carlos Figueredo is a recognised open banking SME with 20+ year payments, SWIFT, SEPA and PSD2 experience. Carlos’ open banking experience started in 2016 in the UK as the Head of Data Standards for the Open Banking Implementation Entity (OBIE), where he oversaw the ISO 20022 based standards. This was the first initiative in the banking sector or any other sector, to have done so globally.

Carlos Figueredo

CEO and Founder of Open Vector

Global Industry Experts

Learn from

Course Information

Course curriculum

  • 01

    Welcome to Course 4 in the OBP Specialisation!

    • Welcome to Regulations, Standards & Operational Risks

    • A Message from OBP Senior Lecturer - Carlos Figueredo!

    • A Message from OBP Program Directors!

    • Course Handbook | Introduction & Overview

    • Interact with CFTE & OBP Learners

    • Join Our Community at CFTE!

    • Preliminary Survey - Getting Started

    • Preliminary Survey - Your Understanding

    • Course Handbook | Glossary
  • 02

    Chapter 1: Regulations

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 1

    • 1.1 Implementation Methods of Open Banking Regulations

    • 1.2 Why are Open Banking Models Regulated?

    • 1.3 Examples of Global Regulations

    • 1.4 Participants of Open Banking

    • 1.5 Consent in Open Banking

    • ━━ INDUSTRY EXPERT ━━

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • Quiz
  • 03

    Chapter 2: Data Standards

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 2

    • 2.1 Data Standards for Open Banking

    • 2.2 Benefits of International Standards

    • 2.3 Limitations of Unique Data Standards

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • Quiz
  • 04

    Chapter 3: Risks and Benefits of Open Banking

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 3

    • 3.1 Opportunities of Open Banking

    • 3.2 Use Case: Eliminating Screen Scraping

    • 3.3 Financial Inclusion with Open Banking

    • 3.4 New Products & Services for Consumers

    • 3.5 Risks: External Competition

    • 3.6 Risks: Data & Security

    • ━━ INDUSTRY EXPERT━━

    • ━━ INDUSTRY EXPERT ━━

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • Quiz
  • 05

    Chapter 4: How to Be Compliant With Open Banking

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 4

    • 4.1 Open Banking Regulations for Fintechs

    • 4.2 Open Banking Regulations for Banks

    • 4.3 Benefits of Compliance

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • Quiz
  • 06

    Final Assessment

    • Final Assessment
  • 07

    Congratulations!

    • Congratulations!

    • What's Next?

    • OBP Specialisation Overview

What you will learn from the course

  • Comprehend the new risks and opportunities enabled by Open Banking and what the future holds in Open Finance and Open Data

  • Organise your position around existing regulatory models, specific regulations, and standards which have been implemented in different regions around the globe

Explore the full OBP Specialisation

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