Course Overview

In this course, you will look at 4 specific sectors of finance that have been radically transformed because of technology: Challenger banks, Payments, Peer to peer lending, and Cryptocurrencies and ICOs.

The insights and lectures in this course will equip you with the fundamental knowledge to analyse Fintech trends and their impact on finance.

New Business Models in Finance is the third course of the Fintech Specialisation - CFTE's programme designed for finance professionals to get a comprehensive understanding of the tech disruption of Finance.

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Upon finishing the course, you will:

  • Understand the changes in finance through selected examples of sectors that are being transformed

  • Be familiar with some of the new business models being made possible because of technology and consumer behaviour

  • Be aware of the concepts behind Challenger Banks, Peer to Peer Lending, Cryptocurrencies and ICOs

Janos Barberis

Meet your Senior Lecturer

Janos Barberis is a Millennial in FinTech, recognized as a top-35 global FinTech leader by Institutional Investor Magazine. His expertise, developed within his PhD at HKU, is focused on the new regulatory considerations raised by the development of FinTech. He sits on the FinTech advisory boards of the World Economic Forum's (WEF) and the Securities & Futures Commission (SFC). He founded 3 ventures to date: SuperCharger (Accelerator), FinTech Book (Publication) and FinTech HK (Research). Previously, Janos was the first hire at a prospective UK challenger bank, Lintel, helping it to secure a banking license from the PRA & FCA. This role followed a specialist interest developed over 7 years, in financial systems and their stability. Notably, in 2012 Janos proposed to reform the Chinese shadow banking sector by developing P2P lending channels. He also introduced the framework of developing real-time and dynamic regulatory supervision models for financial networks, paving the way towards what is now regarded as RegTech. Janos holds an LLM in Corporate and Financial Law (HKU) as well as a BSc in Economics & Finance and LLB in Law (UK). He has been awarded a Research Postgraduate Scholarship from Hong Kong University Law School where he is a PhD Candidate. He co-authored the academic paper, "The Evolution of FinTech" and "RegTech and the Reconceptualization of Financial Regulation" which are both acamedia most downloaded paper on FinTech and ranked within the Top 10 of SSRN globally.

Janos Barberis

Course curriculum

  • 01

    ➖➖INTRODUCTION ➖➖

    • Welcome!

    • Fintech Handbook

    • Curriculum and Course Outline

    • CFTE Virtual Campus

    • Ask Us Anything and Join CFTE Community!

    • Tell Us More About You
  • 02

    1. Challenger Banks

    • Challenges

    • ➖➖➖➖ Senior Lecture ➖➖➖➖

    • Challenger banks across the globe

      FREE PREVIEW

    • Getting banking license for challenger banks is easier than ever

    • Two routes to build a challenger bank and two types of challenger banks

    • ➖➖➖➖ Industry View ➖➖➖➖

    • Challenges

    • Starling vs Other Challenger banks vs Incumbents

    • Future of Finance

    • Readings

    • Exam

    • ➖➖➖➖ Update ➖➖➖➖
  • 03

    2. Payment systems

    • Challenges

    • ➖➖➖➖ Senior Lecture ➖➖➖➖

    • Government role in payment

    • 3 key pillars of payment

    • Challenges

    • ➖➖➖➖ Industry View ➖➖➖➖

    • New payment vs Incumbent

    • Fintech Innovation process

    • Readings

    • Exam

    • ➖➖➖➖ Update ➖➖➖➖
  • 04

    3. Peer-To-Peer Lending

    • Challenges

    • ➖➖➖➖ Senior Lecture ➖➖➖➖

    • Debt based crowdfunding

    • Equity crowdfunding

    • Reward based crowdfunding

    • Donation based crowdfunding

    • Challenges

    • ➖➖➖➖ Industry View ➖➖➖➖

    • Overview of Crowdfunding Industry

    • Impact of Crowdfunding

    • Readings

    • Exam

    • ➖➖➖➖ Update ➖➖➖➖
  • 05

    4. ICOs and crypto-currencies

    • Challenges

    • ➖➖➖➖ Senior Lecture ➖➖➖➖

    • Cryptocurrencies

    • Initial Coin Offerings (ICOs)

    • Challenges

    • ➖➖➖➖ Industry View ➖➖➖➖

    • Development of Cryto and Gatecoin hacks

    • Initial Coin Offerings (ICOs)

    • Readings

    • Exam

    • ➖➖➖➖ Update ➖➖➖➖
  • 06

    Picking Janos' brain

    • Picking Janos' Brain
  • 07

    That's It!

    • Congratulations!

    • What's Next?

    • We Want To Learn From YOU!

At your pace and on your schedule

  • Course 3

    This is the 13rd Course within the "Fintech" Specialisation

  • 2 Hours to Complete

    Learn on your own schedule, whenever you want, wherever you want, with a host of engaging content

  • Accredited Certificate

    An Accredited Certificate from CFTE will validate your completion of the course.

Course 3 of 4 of the Fintech Specialisation

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