How we handle money is changing and it is crucial to learn the alternatives of making payments in the future

Course 4: New Payment Technologies and Product Innovations aims to uncover how new technologies are enabling product innovation in payment.

Understand new technologies, such as IoT, AI, DLT and CBDC, and their impact on product innovation in Paytech. Dive into the key areas leveraging data and AI to improve customer experience and combat fraud.

This course is the fourth of six courses in the Payments in Digital Finance Specialisation, which is designed to help Understand the role of technology in shaping the future of the payment industry


This course is co-created by:


Accreditations

In United Kingdom and Hungary

Senior Lecturer: Michael O'Loughlin

Learn from

Michael brings 15 years of experience in driving and fostering banking and payments innovations around the world (Citi, KPMG, CGI, Token). His particular expertise lies in the field of emerging technologies and global finance, acquired in strategy, advisory and startups. He is recognised as a thought leader with a deep understanding of the rapidly evolving global payments landscape. He is the founding member of the MENA Fintech Association and active member of the Arab Monetary Fund. He is a faculty member of the Euro Bankers Association School and continues to develop a reputation as the trusted board advisor.

Michael O'Loughlin

Senior Lecturer, Payments C4

Global Contributing Experts

Learning Outcomes:

  • Explain why collaboration is the key to success in the creation of the modern payments stack

  • Understand the limitations and challenges of conventional fraud prevention and monitoring approaches

  • Have a basic understanding of how data, machine learning and artificial intelligence can detect, predict and prevent fraud in payments

  • Understand what IoT means to payments

  • Have a basic understanding of how payments impact financial stability and monetary policy

Course Information

Course curriculum

  • 01

    Course 4 of Payments in Digital Finance specialisation

    • Welcome to New Payment Technologies and Product Innovations

    • Welcome from the Programme Directors!

    • A Message from Senior Lecturer - Michael!

    • Course Handbook | Introduction & Overview

    • Course Handbook | Glossary

    • Join Our Community at CFTE!
  • 02

    Chapter 1: What Does a Modern Payment Tech Stack Look Like?

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 1

    • 1.1 The Payments Stack

    • 1.2 The Key Players in The Modern Payments Stack

    • 1.3 Collaboration Is The Key To Success

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • QUIZ
  • 03

    Chapter 2: Technology-Driven Innovation in Action: Key Areas and Actors

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 2

    • 2.1 New Disruptive Technologies In Payments

    • 2.2 Key Players and Their Disruptive Technologies

    • 2.3 Ripple [Case Study]

    • Chapter 2 Conclusion

    • ━━ CHAPTER READINGS ━━

    • QUIZ
  • 04

    Chapter 3: Leveraging Data & AI To Improve Customer Experience and Combat Fraud

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 3

    • 3.1 Payments Fraud and Financial Crime Prevention Technologies

    • 3.2 Existing Tools and Solutions

    • 3.3 ComplyAdvantage [Case Study]

    • Chapter 3 Conclusion

    • ━━ CHAPTER READINGS ━━

    • QUIZ
  • 05

    Chapter 4: The Next Frontier In Payments: Internet of Things (IoT) and Invisible Payments

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 4

    • 4.1 Internet of Things and Payments

    • 4.2 The Smart Economy

    • 4.3 Success Factors for IoT and Payments

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • QUIZ
  • 06

    Chapter 5: Potential Impact of DLT and CBDC on Payments

    • ━━ SENIOR LECTURER ━━

    • Course Handbook | Chapter 5

    • 5.1.1 DLT for Financial Services: Retail vs. Wholesale

    • 5.1.2 DLT for Financial Services: Retail vs. Wholesale

    • 5.1.3 DLT for Financial Services: Retail vs. Wholesale

    • 5.2.1 The Essential Ingredients for the Tokenized and DLT Landscape

    • 5.2.2 The Essential Ingredients for the Tokenized and DLT Landscape

    • 5.2.3 The Essential Ingredients for the Tokenized and DLT Landscape

    • 5.3.1 CBDC and Its Variants: Stablecoins and Other Forms of Money & Payment

    • 5.3.2 CBDC and Its Variants: Stablecoins and Other Forms of Money & Payment

    • 5.3.3 CBDC and Its Variants: Stablecoins and Other Forms of Money & Payment

    • ━━ INDUSTRY EXPERT ━━

    • ━━ CHAPTER READINGS ━━

    • QUIZ
  • 07

    Voice of Customer (VOC)

    • VOC Merchant Perspective: Gaston Aussems

    • Payments, from a Merchant's Point of View

    • VOC Treasurer Perspective: Francois Masquelier

    • Payments, from a Treasurer's Point of View
  • 08

    Course Conclusion & Final Assessment

    • Concluding Remarks from Michael!

    • Final Assessment
  • 09

    Congratulations!

    • Congratulations!

    • Post-survey

    • What's Next on the Payments in Digital Finance Specialisation

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